> For the complete documentation index, see [llms.txt](https://docs.hoard.world/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hoard.world/more/faq.md).

# FAQ

**How do I get a Hoardling?** Hold one whole HOARD. Buy Scales at the Market until they add up, and the Hoardling appears in your wallet. There is no mint and no sale of NFTs.

**Do rare Hoardlings earn more?** No. Traits are cosmetic. Every nested Hoardling earns the same share and borrows the same.

**When does a nested Hoardling start earning?** From the moment it enters the Nest. Fees that arrived before that belong to the Hoardlings that were nested at the time.

**What do I claim?** SPY, the tokenized stock, pro-rata to what the vault has bought. Claims go through the eligibility gate.

**Can I borrow with Scales?** Yes, at 45% of their value. A whole Hoardling bound to the loan raises the limit to 65% on everything you have pledged.

**Does borrowing cost my Hoardling its rewards?** No. A bound Hoardling keeps earning. Release it back to the Nest once debt is at or below the 45% limit.

**What is the wall?** USDG buy orders beneath the market, built from half of every fee and a fifth of every interest payment. It buys when the price falls into its range and moves up when the price has held higher.

**Who runs the keeper calls?** Anyone can. A scheduled keeper runs them every ten minutes as a courtesy; the buttons are in the app.

**Where is the seed liquidity?** In the LiquidityLock, visible on the explorer, with a date that can only move later.

**Does every HOARD trade pay the 3%?** Trades on the canonical pool do. A pool without the hook is just a pool, and only the canonical pool feeds the vault and the wall.

**Where are the mainnet addresses?** On the [Addresses](/protocol/addresses.md) page, published as each piece goes live.


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